What This Privacy Policy Covers

• This policy covers how 21Globe treats personal information that 21Globe collects and receives, including information related to your past use of 21Globe products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

Information Collection and Use

General

• 21Globe collects personal information when you register with 21Globe, when you use 21Globe products or services, when you visit 21Globe pages or the pages of certain 21Globe partners, and when you enter promotions or sweepstakes. 21Globe may combine information about you that we have with information we obtain from business partners or other companies.
• When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with 21Globe and sign in to our services, you are not anonymous to us.
• 21Globe collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
• 21Globe automatically receives and records information on our server logs from your browser, including your IP address, 21Globe cookie information, and the page you request.
• 21Globe uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Information Sharing and Disclosure

• 21Globe does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
  • We provide the information to trusted partners who work on behalf of or with 21Globe under confidentiality agreements. These companies may use your personal information to help 21Globe communicate with you about offers from 21Globe and our marketing partners. However, these companies do not have any independent right to share this information.
  • We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of 21Globe's terms of use, or as otherwise required by law.
  • We transfer information about you if 21Globe is acquired by or merged with another company. In this event, 21Globe will notify you before information about you is transferred and becomes subject to a different privacy policy.
  • 21Globe does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
  • 21Globe advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
• 21Globe works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

Cookies

• 21Globe may set and access 21Globe cookies on your computer.
• 21Globe lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to 21Globe's cookies.
• 21Globe uses web beacons to access 21Globe cookies inside and outside our network of web sites and in connection with 21Globe products and services.

Your Ability to Edit and Delete Your Account Information and Preferences

General

• You can edit your 21Globe Account Information, including your marketing preferences, at any time.
• New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
• We reserve the right to send you certain communications relating to the 21Globe service, such as service announcements, administrative messages and the 21Globe Newsletter, that are considered part of your 21Globe account, without offering you the opportunity to opt out of receiving them.
• You can delete your 21Globe account by visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.

Confidentiality and Security

• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
• We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
• To learn more about security, including the security steps we have taken and security steps you can take, please read Security at 21Globe.

Changes to this Privacy Policy

• 21Globe may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your 21Globe account or by placing a prominent notice on our site.

Questions and Suggestions